My name is Tiffany Cogdell. I grew up in Washington, NC and moved to Raleigh, NC where I attended NCSU (Go WolfPack!) and afterwards graduated from AIU Online with a Master’s in Education. After 8 years of teaching Elementary & Middle school math at Christian Life Academy, I transitioned to financial aid where I have served for approximately 8 years educating students and parents on financial literacy.

I live by Christian principles and emphasize the whole self rather than strictly focusing on finances. The Bible is very detailed about finances and addresses it thousands of times which means that it is essential to understand. I used Biblical principles and financial strategies (on a limited income mind you), along with discipline and sacrifice to change my own life so I can easily relate to clients with lower incomes and those without a plan. I was able to pay off my car in just 23 months, increase my credit score, and fund my emergency fund and retirement accounts all by implementing Income Shifting strategies! How exciting!!

I created That Makes Cent$ out of my desire to educate individuals, families, churches and communities regarding their finances especially as it relates to budgeting, annihilating debt and improving credit! I assist clients whether one on one or in workshops to understand money management, gain understanding of financial literacy, and dispel mindsets that are opposed to financial success. I am honored that you considered us to help you make sense of your finances!